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Conducting a Credit Analysis II

MGMT X 430.613

Learn to dissect a business plan, evaluate each component; read, research, fact-check and evaluate the plan; and communicate the SWOT of the business plan to appropriate conclusions.

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What you can learn.

Evaluate and explain the risk in a borrower's accounting statements, financial projections, and business practices
Analyze aggressive and/or deceptive accounting principles, such as purchase accounting, unfunded pension liabilities, securitized receivables, deferred taxes, and channel stuffing
Examine financial projections, including aggressive assumptions, break-even analysis, and debt service coverage
Explore industry risk, including aggressive and/or deceptive practices used by manufacturers, retailers, importers/exporters, real estate developers, utilities, transportation companies and wholesalers

About this course:

Learn to look beyond financial statements to evaluate and explain the risk in a borrower's accounting statements, financial projections, and business practices. Analyze aggressive and/or deceptive accounting principles, such as purchase accounting, unfunded pension liabilities, securitized receivables, deferred taxes, and channel stuffing. Examine financial projections, including aggressive assumptions, break-even analysis, and debt service coverage. Explore industry risk, including aggressive and/or deceptive practices used by manufacturers, retailers, importers/exporters, real estate developers, utilities, transportation companies, and wholesalers. Additionally, learn how to dissect the Business Plan: (1) review the components of a complete plan; (2) read, research, fact-check, and evaluate the plan; and (3) communicate the SWOT of the business plan with appropriate conclusions.